Services

Practice Area

Bank Regulatory and Compliance

Primary Contacts:

C. Douglas Buford, Jr.

P. (501) 688-8866
Little Rock

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Margaret A. Johnston

P. (501) 688.8870
Little Rock

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Overview

Banks operating in the current financial and regulatory environment know that it is more important than ever to have a legal team with an in-depth knowledge of bank regulatory requirements, sophisticated understanding of the financial markets, and litigation experience specific to the banking industry.

Mitchell Williams’ team of Arkansas-based banking lawyers serve our clients with the perfect combination of these capabilities. Our firm is widely respected by financial institutions and regulators alike for the insight and analysis we provide amid complex regulatory and compliance rules.

Our services include comprehensive counseling on local regulations related to banking, securities, derivatives, futures, commodities, stock exchange matters and other financial products and transactions. We have a proven record of favorable and timely results with regard to regulatory responses.

Financial Reform Legislation

We advise clients with respect to the TARP, TALF and the implementation of the Dodd-Frank Act including the impact of the Dodd-Frank Act on capital requirements, portfolio investment activities (Volcker rule), derivative investments, consumer lending and the implications of regulation as a systemically important financial institution (SIFI).

Regulatory Compliance Counseling

Mitchell Williams works with clients to structure and document regulated transactions, and to prepare, submit and negotiate regulatory applications and notice filings. We work with clients to resolve complex management issues that stem from corporate transactions and provide advice in matters of corporate governance and oversight, transactions with affiliates, internal review, risk management and management succession to boards and board committees

We advise clients on the regulatory application and review requirements under federal and state laws, including: the Bank Holding Company Act, the National Bank Act, the Change in Bank Control Act, the Home Owners’ Loan Act, the Banking Ordinance, and the Securities and Futures Ordinance. We also provide advice on anti-money laundering polices and procedures under the USA PATRIOT Act.

Working with Regulators

Lawyers in the Banking Regulatory practice have strong relationships with bank regulators in Arkansas and have cultivated an excellent reputation among regulators for our responsiveness and thoughtful approach to advocating for our clients. When needed, we are also fully prepared to represent our clients in any contested regulatory matters.

Bank Regulatory and Compliance