When Selling Annuities Becomes Investment Advice: A Guide for Insurance Providers
For insurance companies and agents, the distinction between selling annuities and providing investment advice can blur unexpectedly. When annuity sales involve discussions about a client's securities portfolio or recommendations to liquidate investments to fund purchases, agents may inadvertently…
ANRC Takes Next Step Toward Implementing Arkansas's New Water and Sewer Grant Program
The Arkansas Natural Resources Commission voted unanimously on April 2, 2026, to recommend new finance rules that will govern how millions of dollars in water and sewer infrastructure funding are distributed, and the implications for utilities, municipalities, and water authorities across the state…
State of Practice/Hospital, Medical, & Infectious Waste Incineration: Environmental Research & Education Foundation Report
The Environmental Research & Education Foundation (“EREF”) issued an April 2026 report titled: STATE OF PRACTICE: HOSPITAL, MEDICAL & INFECTIOUS WASTE INCINERATION (“Report”). EREF describes the organization’s mission as to: … advance scientific research and create educational pathways that…
Spectaclecase Mussel/Endangered Species Act: U.S. Fish and Wildlife Service Designates Critical Habitat (Including the Ouachita River)
The United States Fish and Wildlife Service (“Service”) issued a final rule designating critical habitat for the following four mussels that have been listed as endangered or threatened: Rayed bean Sheepnose Snuffbox Spectaclecase See 91 Fed. Reg. 22590. The critical habitat designation for the…
Air Enforcement: U.S. Environmental Protection Agency and Kansas City, Kansas Wool Fiberglass Manufacturing Facility Enter Into Consent Agreement
The United States Environmental Protection Agency (“EPA”) and CertainTeed, LLC (“CT”) entered into a March 16th Consent Agreement (“CA”) addressing alleged violations of the Clean Air Act. See Docket No. CAA-07-2025-0030. The CA provides that CT operates a wool fiberglass manufacturing facility in…